Member News

What was once a harder sell when markets and other investment classes were achieving a 20-25% PA return, today we are seeing a huge volume of investors finding comfort in the fixed term and fixed returns we can offer in the current turbulent and unpredictable investment space.

We were delighted to receive the best fixed income advisory firm of 2021, find out more behind the ‘Fixed Income Frenzy’ and why we are experiencing a huge increase in clients looking for our type of investment opportunity.

Why Do You Specialize in Fixed Income?

In the early days of Capital 3PM we raised capital for Hedge Funds, REIT’s and Multi-Asset Funds. What we learnt very quickly was that some of the world’s largest Institutions really dominate this space and we couldn’t really make an impact on the market. At the same time the Fixed Income space was very lightweight in terms of placement agents as the industry didn’t really find Fixed Income exciting. For example, it was far ‘sexier’ to be marketing a Hedge Fund that was delivering double digit returns annually than to market a two-year Fixed Income bond that was delivering around 8%PA. We took a decision to focus our efforts on the less ‘sexy’ offerings that we found in the Alternative Fixed Income space.

Fixed Income is such a broad offering, from the super conservative Government Gilt to the highly risky Tech Start Up Corporate Bonds. We spend much of our time finding Fixed Income that is a hybrid of the two. Stability and predictability of a Government Gilt but with a compelling investment story and track record that makes logical sense in today’s market.

The clients that invest in our products tell us repeatedly that they find our investments exciting enough to catch their attention, but secure enough for them to sleep well at night. Think of our investment philosophy having the innovation characteristics of Elon Musk’s Space X but with the cautiousness of Warren Buffets Berkshire Hathaway.

Finally, we love the fact that Fixed Income always has a space within any investor portfolio, regardless of your attitude to risk. It doesn’t matter what the market conditions are, or how popular the latest ‘in vogue’ investment sector seems to appear, Fixed Income should be a consideration.

You may be a super conservative Sovereign Wealth Fund, an adventurous crypto investor or an avid real estate speculator, we believe you should have some allocation to Fixed Income. It was this opportunity to be able to market to any investor at any time in the economic cycle that made Fixed Income become the core of our business. 

Have the recent world events attracted a new type of client to Capital 3PM?

In short 100% yes, we are engaging now in May 2022 with more clients than we ever have before. What were once the ‘go to’ investment markets for most investors are becoming less attractive as we see huge drops in value across the global markets, profit warnings from some of the largest blue-chip stocks which are impacting on usually reliable dividends. Some of the world’s most successful fund managers are suggesting that the market is at its most unpredictable in the last 20 years. Add into the mix the countless unwelcome Crypto surprises and what you have is a very nervous and indecisive investor, regardless of what your risk appetite is.

As all of this has been playing out, Capital 3PM has been quietly growing its private client investor base, attracting casualties of the aforementioned events. We also work with some of the world’s most successful private wealth managers and they in turn are referring their clients to us who are looking for a larger allocation into the Fixed Income space. Interestingly, many private wealth managers would be the first to admit they have pushed Fixed Income to the back of the queue when it comes asset allocation. They now recognize the value and importance of fixed return, fixed term, asset backed and insured investment products. As of today, we partner with more wealth managers internationally than ever before.

Our products have become more and more appealing. In 2020 we had investors who were tempted by our offering, they listened but did not act. Now in 2022, these investors are acting, reducing their exposure to the volatile markets and investing with us. We pride ourselves on the fact that investing is a very personal thing, we wait patiently for investors to come to us, only when the time is right for them.

International Investor Magazine / Capital 3PM Interview

Since 2003, Capital 3PM has introduced institutions and high net worth individuals to secured, asset-backed or insured fixed income concepts.

We believe that our investment opportunities are well designed to give high net worth and sophisticated clients an option to diversify their portfolios thus providing a hedge for those who are exposed to the equity markets and other more volatile sectors.

With all the insecurities and changes that are taking place around the world and with today’s volatility of the stock markets, we offer our investors a secured fixed return of 8% and 12% PA (GBP, USD, EUR) on a fixed term of 1 to 2 year.

Watch the award-winning interview